Chase Bank car loan- what you must know before taking a loan

car loanWhen you dream of your new car, nothing seems so important in front of buying it. Having a loan for your car can become really easy with Chase Bank, particularly if you have a personal savings account or checking account with the bank. This can help you lower the rate of interest up to 0.50%. To get the best deal for your car loan, you can keep the following points in mind:

  1. Shop for the car and loan separately

Prior to beginning the negotiation for the price or car, begin the process of loan application with the banks, credit unions, reputed online lenders, auto insurance company, etc. The credit unions may offer almost 1- 1.5% lower rate of interest than the bank, but if you are a loyal customer of Chase Bank, you can get a great deal too on Chase online login. When you have a pre-approved loan, you can negotiate with the car dealer much more strongly as you can sign the blank check instantly.

  1. Restrict the loan shopping period to two weeks

When you apply for a car loan, your credit score lowers whether you use the loan amount or your loan is approved. It makes it a little difficult to procure a loan at prime rates. However, if you apply for all the loans within two weeks, it is counted as just one enquiry.

  1. Know your credit history

You can know your credit history free of cost from some agencies. Else, you can also pay a small fee to know your credit score. Most of the times, the credit score you know and the one that your lender uses are same or close. A car loan can be purchased even at a lower credit score.

  1. Shop for the total amount of loan, not the monthly installment

When you shop for an auto loan, you should concentrate on the total amount of car loan rather than the monthly installments. Some lenders may induce you to have lower monthly installments for more number of months so that they can earn more interest for a longer period of time. On the other hand, when you focus on the total loan amount, you can calculate the installments later.

  1. Select the shortest tenure of loan you can afford

You do not have to extend the tenure of your loan if you do not need to. Since the car loan does not count as a productive debt, you must repay it as soon as possible. While a longer car loan may mean lower EMIs, but you have to pay it for a long time. A shorter car loan, if affordable, is the best option in the range of 4-5 years. A shorter car loan also means that you have to pay lower rate of interest.

  1. Shun the extras at the dealers

The accessories for a car may add a lot to the total car cost such as a music system, gear lock, center locking, etc. These accessories are essential and you must calculate their cost in the total expense.

How to check a better bike for yourself

bike reviewsYour bike is your best friend. There is no place, where it is not your companion. You like your bike the most for the least hazards, it gives. However, the best way to handle the situation is through the superbikes. There you will find the gear functions too. This is going to control the speed of the bike and that is going to make your bike the best in the world.  You will be glad to know the fact that these days there are different models of bikes are available in the market. One of the chosen best among them is folded bike. In folded bike also there are so many options made available for the buyers. You can research well on the market to know which type of bike will be best suited for you. First, try to know as which are the leading brands which managed to create a niche position in the market and delivering such bikes which are meeting the expectations of the users. Before you buy a bike for your use or even for the use of your family members make sure that you read quite a good number of reviews on the model which you are planning to buy. You can also consult with the people who already picked it from the market and using it. Make the smart choice of a bike at a smart price.

Features of top bike which you as a buyer should know

  • Some of the top things that you will like on the bike is that it will be equipped with modern technologies. You are going to get an utmost support from the bikes, especially in terms of the bike review. There are some of the best things that you will like to know in the field.
  • The flexible bikes get excellent bike reviews since they are going to give you an efficient solution, in your carriage. The best help in the matter is going to be helpful in all possible ways. One of the top things that you are getting in that aspect is regarding your regular use.
  • The final thing that you need to check out is the price and the quality of the bike. The quality of the bike is going to give you and effective support in your short runs. Here are many of the things that you are going to get from the sites. So, check the prices and then get the right help from it.

Once you are gifted with the right bike reviews, you will find enough support from all corners. That is the best part of the service that you will get from the bikes. Better the bikes better will be the riding experience. So go for that immediately and find the right help from the bikes. A perfect support in bike finding is going to give you a complete support and that is the thing that you need. So what are you waiting for? Go ahead and make the best pick of bike for you.

Do smart choice for picking the best car covers

Protecting a car does not only mean to wash it regularly but also to cover the car properly while it is not in use and standing in your parking zone of your apartment. Giving car a proper shield is absolutely necessary in order to make sure that your car no way gets damaged due to rain or UV rays of sun. Buying a cover for your car is not enough to protect your car as you need to check the quality of the product before buying it to judge whether it can offer the required protection to your car or not. We will insist you to pay a visit to the website of trustworthy companies. CustomCarCover is one of the leading companies which can give you huge choices for selecting the best custom car covers for you. With advanced technologies, different types of car covers are being produced in recent days to shield cars properly. To protect a car from sun, rain or storm, one should use best car covers only.

Car covers will also include seat covers, dash covers, front end covers etc. From you can buy the best indoor custom covers, outdoor universal car covers etc. Here you must be willing to know more about different types of car covers that you can buy. To know more about these car covers, you need to search online to gather more details regarding various reasonable car covers. You can grab the details regarding the car covers as below to buy the best one for your car. It’s a family based business which is completely dedicated towards offering best quality custom made car covers. It ships its product in all locations of continental United States.

  • Covercraft Dusttop
  • Covrcraft Multibond car cover
  • Covercraft flannel
  • Covercraft Form Fit
  • Covercraft Block it380
  • Covercraft block it200

AutoPortal India finds out the Popular Bikes in India

Popular BikesIn the Indian two-wheeler market the most popular brands are the Hero, the Honda, the Bajaj and the TVS. Based on the sales figures the Hero brand is the most popular brand in India with four of its products regularly getting a place in the list of the top ten bestselling bikes of India.

According to the sales figures for the month of July 2015 the scooter Honda Activa is the most sought after two-wheeler in India with a sales figure of 2,25,704 units. This 110 cc bike priced Rupees 46, 123 and 46,703 for its 2 variants gives mileages of 60 kmpl. The Hero Splendor with its 100 cc and 125 cc variants has a sales figure of 1,77,016 units for the July 2015. The Hero Splendor iSmart priced Rupees 51,100 and the Splendor Pro priced Rupees 47,650 give mileages of 81 kmpl and the 125 cc Super Splendor priced Rupees 53,600 gives mileages of 82.5 kmpl.

The Hero Passion with a sales figure of 94,291units is priced Rupees 50, 800 to 54,500 for its 100 cc and 110 cc variants. The mileages of Hero passion Pro is 79 kmpl. The 100 cc Hero HF Dawn and the HF Deluxe have a combined sales figure of 77,264. The variants priced Rupees 39,470 to 46050 have mileages of 73 kmpl. The 125 cc Hero Glamour from Hero MotoCorp has sales figures of 61,221 units for July 2015. The Glamour priced Rupees 53,600 gives mileages of 83 kmpl.

The Honda 125 cc CB Shine with a sales figure of 63,695 units is priced Rupees 55,329 to 61,263 giving mileages of 65 kmpl. The 110 cc Honda Dream Neo priced Rupees 43,150 to 48.897 has mileages of 73 kmpl. The Honda Unicorn 160 priced Rupees 72,218 to 77,477 is another popular Honda offering giving mileages of 62 kmpl.

The Bajaj’s most popular bike is the Pulsar with sales figures of 50,270 units. The Bajaj Pulsar 150 priced Rupees 79,000 gives mileages of 50 kmpl. The Pulsar 200ABS priced Rupees 1.30 lakh gives 58 kmpl. The Pulsar 220F priced Rupees 86,899 and the Pulsar 180 DTS-I priced Rupees 70,759 give mileages of 68 kmpl. The Bajaj CT100 priced Rupees 35,034 to 38034 is a 100 cc bike giving mileages of 89 kmpl. The popular 100 cc Bajaj Platina ES priced Rupees 44,547 gives mileages of 96 kmpl.

The TVS Jupiter with a sales figure of 43,617 units for July 2015 is priced Rupees 47,339 and has a fuel efficiency of 62 kmpl. The TVS Star City, the TVS Apache, the Hero Maestro, the Hero Pleasure, the Royal Enfield Classic 350 and the Suzuki Access are the other popular two-wheelers in India.

Shipping Your Car to Alaska

ShippingYourCarMoving to Alaska is a very big decision, and buying a new car once you get there will only complicate the process. Odds are, you’ll want to bring your current car along for the ride. There are two options when it comes to Alaska vehicle transport: hiring an auto transporter or driving it there. No matter which option you choose, you can use the following tips to ensure that your car gets there safely.


The Pros of Alaska Auto Shipping

  • Ease of use: A move can be stressful, and having your car waiting for you when you arrive can simplify the entire process.
  • Cost: Although Delaware to Alaska auto transport requires an initial investment, it’s cheaper than driving there and paying for repairs.
  • Vehicle preservation: By shipping your car to Alaska, you’ll avoid putting significant mileage on it—or risking a breakdown in an isolated area.


Cons of Vehicle Shipping

Trust: Many people are reluctant to hand their vehicles over to a stranger. Thankfully, the majority of shippers are trustworthy and will treat your vehicle like it’s their own.

Less space: A shipper typically requires you to completely empty the car before shipping, meaning that you have less space to move your personal possessions.


Getting Ready For Shipping

Because the shipper won’t let you move things inside the vehicle, you’ll need to clean it out before they arrive. It’s also a good idea to wash the car, so it’ll be simpler to point out scratches upon arrival. When washing the car, you should note any damage, and take photos to back up a potential claim. If the vehicle is equipped with an alarm, it should be disconnected beforehand, and the gas tank should be no more than one-quarter full.


What You Should Expect

You can choose door-to-door delivery and eliminate all the hassles that come with vehicle shipping, or you can cut costs by driving to a shipping terminal. Before shipping, get multiple price quotes and inquire about hidden fees to avoid surprises. You’ll need to provide copies of documents such as your ID, vehicle title and registration.


Driving There

Driving from Delaware to Alaska will definitely be an adventure, and you can turn it into a memorable family trip by stopping at roadside attractions. You’ll have control over departure and vehicle handling, but that can cause problems for some people. If you drive up there yourself, you can bring some of your possessions along for the ride.

There are also disadvantages to consider. There’s always the potential for a mechanical failure, and repairs can be costly. In many cases, once travel expenses are factored in, it’s cheaper to ship a vehicle to Alaska than it is to drive it yourself.